Built for Small Assisted Living Facilities

SAL pending or expiring?
Get paid now.

We advance cash for care you've already delivered. When Medicaid pays, we take a portion. If the county lowers the rate or denies the SAL, the loss is ours.

Get Funding How it works

How It Works

Stop waiting 60+ days for Medicaid

YOU PROVIDE CARE

You provide services to your resident.

APPROVAL IS PENDING

The SAL is still being processed. You can’t bill yet.

WE PAY YOU

We advance cash based on the rate sheet/support plan submitted to the county for the resident

WE GET PAID LATER

When Medicaid pays, we take a portion of each payment until we reach an agreed amount.

Why Small Facilities Choose WaiverPay

You get the upside. We take the risk.

Built for small assisted living homes that can’t wait months to get paid.

★

If the county denies the SAL, we take the loss

If payments are delayed or lower than expected, we only collect from what Medicaid actually pays. We take the risk on county decisions.

No Debt

Nothing goes on your balance sheet. This is not a loan.

No monthly Payments

We only get paid when Medicaid pays. No invoices. No payment schedule.

No out-of-pocket risk

If Medicaid pays less than expected, we only collect from what actually comes in. The risk on county decisions is ours.

Fast funding

Money in your account within 1–2 business days after onboarding and document review are complete.

No credit check

Approval is based on your residents, your documentation, and your facility's standing

You stay in control

You continue billing Medicaid as usual. Nothing changes in your operations.

Side by Side

WaiverPay vs. a loan.

	WaiverPay	Loan
Structure	Paid from Medicaid payments	Fixed repayment required
Debt	No	Yes
Monthly payments?	None	Required
If Medicaid doesn’t pay	You owe nothing	You still repay the loan
Speed	1–2 business days	Weeks or months

FAQ

Common questions.

How does this work?

We advance cash for care you’ve already provided while approval is pending. When Medicaid pays, we take a percentage until the agreed amount is reached.

How does WaiverPay get paid?

After Medicaid deposits a payment to your account, we collect our agreed percentage via ACH authorization that you set up once during onboarding. There are no invoices or monthly payments.

What happens if Medicaid pays less or is delayed?

We only collect from what Medicaid actually pays. As long as the documentation you provided is accurate, you never pay out of pocket or make up the difference.

How much does this cost?

We agree upfront on a total amount tied to the service period. We then collect a percentage until that amount is reached. There are no hidden fees.

Will this affect how I bill Medicaid?

No. You continue billing exactly the same way you do today.

What if the resident leaves, transfers, or passes away?

We collect from any remaining Medicaid payments tied to that resident's service period. Specific terms for departures are addressed in our Master Funding Agreement.

How do you know when Medicaid pays?

We verify payments through read-only access to your billing portal or remittance information.

What do I need to get started?

Active enrollment in MHCP EFT, an active MDH license, a case manager email confirming the rate sheet was submitted to the county, and signed onboarding documents. Most providers complete onboarding within a week.

Can I use this more than once?

Yes. Each funding is tied to a specific resident and service period, and many providers use WaiverPay again if delays continue.

Ready to stop waiting?

If you run a small assisted living home serving waiver residents in Minnesota, let's talk.

Request Funding Call (952) 492-9643

Ready when you are

Whether it's a new admission, a pending reassessment, or an MCO that's dragging its feet, we can help! Reach out and we'll walk you through it.

info@waiverpaygroup.com

(952) 492-9643

Lakeville, Minnesota

SAL pending or expiring?Get paid now.